Medicare
What is Medicare? It is a government health insurance program for Americans 65 and older, or people with certain disabilities. What Are The Different Parts Of Medicare? Part A Usually no premium, most people have already paid for it through payroll taxes Covers hospital care, skilled nursing facilities, home health care Part B Standard premium often deducted from Social Security check Covers doctor visits, medical equipment, preventative services Part C Also called Medicare Advantage, replaces Medicare coverage with private insurers, often with expanded benefits, including drug coverage Part D Prescription Drug Coverage If I have Medicare, why do I need to worry about any other coverage? Medicare has many copays and deductibles Drug coverage is not included automatically, it must be chosen
Under 65 Coverage
I am under 65, how do I select an individual plan? Shopping for individual health insurance plans can be overwhelming. Here are some factors you should look for: Doctor Visits (PCPs and Specialists) Prescription Coverage Wellness Visits Hospital Stays Dental and Vision Coverage Plan Deductibles and Copays Maximum Out-Of-Pocket Click here to see Under 65 Healthcare Plans available in your area. Sandhills Insurance Agency is here to help you! The good news is almost everyone qualifies to receive special pricing for their plan, which reduces the premium.
